KiwiSaver is a voluntary work-based scheme that was created to help New Zealander's financially prepare for retirement. For most New Zealanders there will be a considerable gap between what they will want to spend in retirement and what they will receive from the state pension. Whatever your desired retirement lifestyle, it's generally a good idea to set aside money early on in order to fund this gap and have financial independence in retirement.
Many people are members of a KiwiSaver scheme, in fact over 2 million people have now joined KiwiSaver. Some have actively chosen the scheme that they belong to while others may have been placed in a default scheme through their employer and the Inland Revenue.
As an important component of your retirement planning, it makes sense to ensure that the money you are saving into your KiwiSaver account is being invested in a fund that is appropriate for you.
Talk to us today to discuss your options and learn how to get the most out of your KiwiSaver.
Smart investing sounds easy, but for most of us it's not that simple and it can be difficult to know just where to start.
Managing your money in order to build and create wealth requires specialist knowledge. Not all of us have the confidence to make important financial decisions that could significantly affect our financial future without first seeking some guidance. This is why a professional financial adviser can be a great help. A smart investor takes the time to get expert financial advice to help develop and stick to a sound investment plan.
As Authorised Financial Advisers we will work with you to create a strategy to build and manage your wealth that takes into account your personal goals and expectations. Every investment has risk, as well as potential reward, and at DNA Advice we will work with you to create a plan so that you fully understand those risks and can make informed decisions.
Authorised Financial Advisers are required to have met minimum qualifications and professional standards. We take our role seriously and are committed to providing our clients with quality, sound financial advice at a reasonable cost. Talk to us today about how we can help you create an investment strategy for the future.